If you merely search for understanding auto insurance and auto insurance facts on the Internet, you may find a good, two-paragraph summary somewhere, or you may just get buried under about 4,300,000 hits (which the first phrase brought up on Google).
http://insurance-comp.com/auto-insurance/understanding-auto-insurance-coverage.html

Temporary medical insurance coverage is a must have. No one should ever have to deal with figuring out how to pay extraordinary hospital or doctors bills. Do not let that happen to you and your family. Get medical insurance.
http://insurance-comp.com/health-insurance/temporary-medical-insurance.html